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Any resident
or non-resident can open an account with us. We serve two types of
deposit accounts - denominated in Khmer Riel (KHR) and US Dollar
(USD). Due to Cambodia highly dollarized economy, most of our
business transactions are in US Dollar.
SAVINGS ACCOUNT
With an initial deposit of USD 20.00, you can open an account
with us without incurring any cost. There is a government tax
of Four percent levied on interest earn. Interest at prevailing
rate of 2.5% p. a. is calculated and credited to your account
in bi-annually (June and December). You can also open an account
in KHR. Passbook replacement is issued free of charge.
CURRENT ACCOUNT
With an initial deposit of USD 100.00, you can open a Current
Account with us. This account facilitates your transaction by
using checks in lieu of cash. You can use our service to transfer
your funds from your Savings Account to Current Account for
check clearance. A twenty five leaves checkbook will be issued
at your request at the cost of USD 5.00 per book. As one of
our valued customer you can also enjoy our other banking services.
One of those is overdraft facility. You are welcome to approach
us to negotiate this credit line to support your working capital.
FIXED DEPOSIT
ACCOUNT
Starting with the minimum deposit of USD 1,000.00 you can open
a fixed deposit account with us and enjoy our attractive interest
rate. Time deposits are fixed for one month, three months, six
months, twelve months or for longer periods. Substantial amount
deposited to our Bank are subject to negotiation. There is a
government tax of six percent levied on interest earned.
CONSUMER LOAN
You are cordially invited to consult with our Loan Department
and submit your application to us. All loans granted are at
a competitive rates. Commitment fee for each application is
only charged upon approval. Our Credit Officer will assess your
application and make recommendation to our Credit Committee
for review and approval. |