Type of Loan

• Housing Loan​

Eligibility

• Cambodian nationals aged between 18 and 65 years throughout the entire loan term.​
• Valid and stable source of income.​
• Property purchased for owner-occupation or investment purposes.​
• Refinancing existing housing loan.​
• Remortgaging of existing property for the acquisition of another house as an investment.​

Currency

• Khmer Riel (KHR)​
• US Dollar (USD)​

Loan Amount

• From USD 30,000 to USD 300,000​
• From KHR 120 million to KHR 1,200 million​
• Maximum loan amount: Up to 80% of the purchased house price.​

Tenor

• Up to 25 years​

Interest Rate

• Negotiable​

Repayment Mode

• Monthly repayment of both principal and interest​

Processing Fee

• 1 % of the approved loan amount​

Type of collateral

• Property with hard title​

Requirements

• Valid Cambodian National ID Card / Passport ​
• Family Book or Residential Book​
• Marriage Certificate (if applicable) ​
• Income Evidence: Pay-slips, Financial Statements (for business owners), Bank Statement, or Rental Agreement (if applicable and relevant to income). ​
• Copy of Sale and Purchase Agreement (SPA) ​
• Copy of property ownership document​
• Additional documents as requested ​